DataCheck Limited
Owais Patel has extensive experience in the field of sales and strategic partnerships, currently serving as the Head of Sales at DataCheck Limited since June 2002. Owais also has a solid educational background with an MBA in Management Information Systems obtained from the Shaheed Zulfikar Ali Bhutto Institute of Science and Technology between January 2008 and January 2010. Prior to this, Owais was associated with the same institution from 2008 to 2010, contributing to academic pursuits while building a professional career in analytics and strategic initiatives.
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DataCheck Limited
We are a consumer credit bureau that was set up in the private sector in 2001. The bureau works with the financial institutions of Pakistan assisting them in making sound credit decisions by providing them credit reports on borrowers and analytical tools that help them better monitor the health of their loan portfolios. The bureau, which was the first of its kind in Pakistan, started as a negative only data reporting service but in 2007 we started to collect and report positive data as well. In 2008, with assistance from the International Finance Corporation we launched Credit Scoring service, a tool that is most extensively used by our members in predict customer default. There are 27 member banks that avail of our consumer bureau service and that includes all major institutions. In Oct 2013 we launched the micro-finance credit bureau that serves as a platform for lenders to the micro-finance industry for sharing information on borrowers at the national level. We have 55 members availing our service which includes both banks and non-banks.