Dhanlaxmi Bank Ltd
CA Ranjith P S has extensive experience in internal auditing and risk management, currently serving as an Internal Auditor at Dhanlaxmi Bank Limited since December 2012, focusing on concurrent audit management and special audits. Previously, Ranjith held various roles within Dhanlaxmi Bank, including Credit Manager and Manager of Risk & Compliance, where responsibilities included credit sourcing, underwriting, and implementing risk management frameworks in accordance with Basel III. Prior to Dhanlaxmi Bank, Ranjith worked at Grant Thornton LLP as a Senior in Business Risk Services, emphasizing risk-based internal audits and corporate governance. Ranjith began their career as an Articled Assistant at Varier & Associates, specializing in statutory audits and financial preparations. The educational background includes a Chartered Accountancy degree from The Institute of Chartered Accountants of India, a Master’s in Commerce from Annamalai University, and a Bachelor of Commerce from the University of Calicut, complemented by a JAIIB certification from the Indian Institute of Banking and Finance.
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Dhanlaxmi Bank Ltd
Dhanlaxmi Bank Limited is a bank engaged in providing a range of banking and financial services. The Company's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The treasury services segment consists of interest earnings on investments portfolio of the bank, gain or losses on investment operations and earnings from foreign exchange business. The Corporate/Wholesale Banking segment provides loans and other banking services to corporate segment identified on the basis of reserve bank of India (RBI) guidelines. The Retail banking segment provides loans and other banking services to non-corporate customers identified on the basis of RBI guidelines. The Other Banking Operations segment includes income from para banking activities, such as debit card, third party product distribution and associated costs. The Bank offers a range of services, including personal banking, corporate banking and non-resident Indian (NRI) banking.