Earnin
Chood Ramkumar is an experienced product management professional currently serving as the Director of Product Management at EarnIn, where responsibilities include leading monetization, cash-out experiences, and the development of products focused on credit score monitoring and credit building. Prior to this, Chood held various senior roles including Senior Product Manager at Ancestry, overseeing AncestryDNA Traits, and Senior Product Manager at GoPro, launching the GoPro Plus subscription service globally. Additional experience includes co-founding HomeRun, managing product at TiVo, and positions in marketing and analytics at DivX, IMPAQT, and West Virginia University. Chood holds an MBA in Marketing and an MS in Electrical Engineering from West Virginia University, as well as an engineering degree from the University of Madras.
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Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.