Earnin
TaiHsu (Michael) Chen, CFA®, MBA, is a seasoned finance professional with extensive experience in treasury analysis, portfolio management, and financial analytics. Currently serving as a Senior Treasury Analyst at Earnin since December 2021, Michael previously held roles such as Portfolio Manager at Yuanta Asset Management, where a balanced portfolio strategy was developed that increased fund size by $5M, and Financial Analyst at Fuh Hwa Securities Investment Trust, where forecasting skills prevented significant investment losses. Notably, during a summer internship at Venture Management Company, market analysis led to securing $100K in funding for a medical technology initiative and a $1M seed investment in a holographic startup. Michael holds an MBA in Accounting and Finance from the University of Southern California and a Bachelor's degree in Money and Banking from National Chengchi University.
Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.