Earnin
Victor Cheng-Chun Hsin is a software engineer currently employed at Earnin since August 2021. Prior experience includes roles as a software engineer at Zemplee Inc from February 2021 to May 2021 and as a software engineer intern from May 2020 to August 2020 at the same company. Previous positions also encompass a data engineer at Innovation Open House from January 2019 to July 2019 and a marketing data analyst, including an internship, at IOH Innovation Open House from June 2015 to November 2017. Victor holds a Master's degree in Information Management and Systems from UC Berkeley School of Information (2019-2021) and has completed coursework toward a Master of Science in Applied Mechanics at National Taiwan University (2013-2017). An undergraduate degree was earned at National Sun Yat-Sen University with a Bachelor of Science in Marine Environment and Engineering (2009-2013), following education at Taipei Municipal Chenggong High School (2006-2009).
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Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.