Earnin
Zhengyi Qiu is a skilled Software Engineer currently working at EarnIn since May 2023, with previous experience as a Software Engineer Intern at Stellar Cyber and Rimsys Regulatory Management Software. Zhengyi's expertise includes designing, developing, testing, deploying, and maintaining web applications and microservices while embracing modern technologies and frameworks. Additionally, Zhengyi has a background in analog integration engineering from a prior role at CSMC, where responsibilities included production processes, maintenance, and testing of 8-inch wafers. Zhengyi holds a Ph.D. in Computer Science and a Master of Science in Computer Engineering from North Carolina State University, as well as a Bachelor's degree in Electrical and Electronics Engineering from Hohai University.
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Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.