Melissa Joyce

Chief Risk Officer at Eclipx Group

Melissa joined Eclipx Group in February 2022 with over 20 years’ experience in credit, compliance and non-financial risk. Prior to joining Eclipx, Melissa held positions at ScotPac, one of Australia’s largest non-bank working capital providers, as Head of Operations Asset Finance and State Portfolio Manager Debtor Finance.

Prior to joining ScotPac in March 2019, Melissa was the Director of Risk Strategy at Custom Fleet, playing a key role in transitioning the risk function from GE when the business was sold in September 2015. Melissa has also held senior credit risk roles at GE Capital, supporting the GE Equipment Finance, GE Distribution Finance and fleet businesses for 10 years, and spent 5 years in Insolvency with Ferrier Hodgson from 2002-2006.

Melissa brings a strong and balanced risk management approach to address key risks in the areas of credit risk, asset risk, non-financial risk and market risk.

Melissa holds a Bachelor of Commerce from The University of Melbourne and is a qualified Chartered Accountant.


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Eclipx Group

Eclipx Group Limited is a financial services company, which provides complete fleet management services, corporate and consumer asset backed finance and medium term vehicle rentals to the Australian and New Zealand market. The Company's segments include Australia Commercial, Australia Consumer and New Zealand Commercial. The Australia Commercial segment is engaged in vehicle fleet leasing and management business; commercial equipment finance and leasing, and has a diversified funding structure, which includes multiple funding parties. The Australia Consumer segment is engaged in online broker facilitating consumer financing for vehicles in Australia; consumer novated leasing business in Australia, and medium term rental to not at fault drivers. The New Zealand Commercial is engaged in vehicle fleet leasing and management business in New Zealand; used vehicle retail sales, and medium term rental to not at fault drivers. It brands include FleetPlus, Right2Drive and AutoSelect.


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Headquarters

Sydney, Australia

Employees

1,001-5,000

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