Emirates Development Bank (EDB)
Mohammad Dayak is an experienced finance professional specializing in credit risk management, currently serving as the Home Finance Risk Credit Manager at Emirates Development Bank since June 2015. In this role, Mohammad assists the head of Credit Risk in analyzing and recommending amendments to home finance products and policies, ensuring compliance with regulations during loan proposal evaluations. Previously, Mohammad held positions at Emirates Development Bank as a Senior Credit Risk Officer, managing home finance teams and assessing risks associated with credit proposals. Prior experience includes roles at Al Hilal Official as a Senior Credit Analyst and at First Gulf Bank as a Collection Officer. Mohammad began their career as a Mortgage Advisor at Aseel Islamic Finance. Educational background includes a Bachelor of Business Administration in Financial and Banking Sciences from Yarmouk University and a high school diploma in Science from Rebie Ben Amer Government School.
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Emirates Development Bank (EDB)
Emirates Development Bank (EDB) is the UAE’s development bank, a key financial engine for the economic development and industrial advancement of the nation. Our mission is to foster a healthy, sustainable, and self-reliant economy through the provision of financing solutions to SMEs and corporates domiciled in the UAE and engaged in any of our five strategic priority sectors. These include advanced technology, food security, healthcare, manufacturing and renewables. Given its developmental mandate, the Bank is not-for-profit, offering patient capital and favourable financing terms to our clients. EDB provides direct financing solutions to all clients and also indirect financing solutions to SMEs through guarantees to our commercial banking partners. We go one step further by fostering the UAE entrepreneurship ecosystem with our unique digital banking product suite tailored to start-ups and also non-financial education and mentoring programmes aimed at advancing creditworthiness and financial literacy. As the UAE’s development bank, EDB seeks to attract and retain the best talent through a supportive culture and continuous professional development opportunities. The Bank’s employees are united by the shared commitment to develop the UAE economy, a goal which is embedded in every aspect of their work and fills them with a sense of pride. Emirates Development Bank’s vision is to be a key financial engine dedicated to the economic development and industrial advancement of the UAE.