Emirates Development Bank (EDB)
Prayush Gupta is an experienced finance and technology professional currently serving as Vice President of Product Development for micro and small medium enterprises (mSMEs) at Emirates Development Bank (EDB) since March 2023. In this role, Prayush is responsible for managing digital banking solutions and developing a digital ecosystem app aimed at simplifying business operations. Previously, Prayush worked as Analytics Lead at Wio UAE, where a fully digital lending tech infrastructure was crafted, and as Credit Risk Analytics Lead at Pine Labs, establishing a framework for merchant lending. Other notable positions include Manager of Data Science & Analytics at TransUnion CIBIL Limited, where significant contributions to credit risk scorecards were made, and Data Scientist at Seynse Technologies Pvt Ltd, focusing on alternative data for credit risk management. Prayush began a career as an Associate Business Analyst at Archer Technologies and later as a Business Analyst at EXL. Academic qualifications include a Bachelor of Technology from Netaji Subhas Institute of Technology and ongoing studies towards CFA Level 1 at the CFA Institute.
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Emirates Development Bank (EDB)
Emirates Development Bank (EDB) is the UAE’s development bank, a key financial engine for the economic development and industrial advancement of the nation. Our mission is to foster a healthy, sustainable, and self-reliant economy through the provision of financing solutions to SMEs and corporates domiciled in the UAE and engaged in any of our five strategic priority sectors. These include advanced technology, food security, healthcare, manufacturing and renewables. Given its developmental mandate, the Bank is not-for-profit, offering patient capital and favourable financing terms to our clients. EDB provides direct financing solutions to all clients and also indirect financing solutions to SMEs through guarantees to our commercial banking partners. We go one step further by fostering the UAE entrepreneurship ecosystem with our unique digital banking product suite tailored to start-ups and also non-financial education and mentoring programmes aimed at advancing creditworthiness and financial literacy. As the UAE’s development bank, EDB seeks to attract and retain the best talent through a supportive culture and continuous professional development opportunities. The Bank’s employees are united by the shared commitment to develop the UAE economy, a goal which is embedded in every aspect of their work and fills them with a sense of pride. Emirates Development Bank’s vision is to be a key financial engine dedicated to the economic development and industrial advancement of the UAE.