Emirates Development Bank (EDB)
Sabyasachi Raha is a seasoned professional in risk analytics and fintech, currently serving as Manager - Risk Analytics & Fintech at Emirates Development Bank since November 2023. Previously, Sabyasachi held the position of Manager - Credit Risk Analytics at Al Masraf, where responsibilities included IFRS 9 model development and validation, BASEL risk models, and portfolio risk analysis. Sabyasachi's experience spans multiple roles in prominent organizations such as KPMG Qatar, Credit Suisse, and KPMG India, focusing on credit risk management, model validation, and enterprise risk management frameworks. Sabyasachi's academic background includes a PGDM in Banking & Financial Services from the National Institute of Bank Management and a Bachelor of Engineering in Automobile Mechanics from Rajiv Gandhi Prodyogiki Vishwavidyalaya.
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Emirates Development Bank (EDB)
Emirates Development Bank (EDB) is the UAE’s development bank, a key financial engine for the economic development and industrial advancement of the nation. Our mission is to foster a healthy, sustainable, and self-reliant economy through the provision of financing solutions to SMEs and corporates domiciled in the UAE and engaged in any of our five strategic priority sectors. These include advanced technology, food security, healthcare, manufacturing and renewables. Given its developmental mandate, the Bank is not-for-profit, offering patient capital and favourable financing terms to our clients. EDB provides direct financing solutions to all clients and also indirect financing solutions to SMEs through guarantees to our commercial banking partners. We go one step further by fostering the UAE entrepreneurship ecosystem with our unique digital banking product suite tailored to start-ups and also non-financial education and mentoring programmes aimed at advancing creditworthiness and financial literacy. As the UAE’s development bank, EDB seeks to attract and retain the best talent through a supportive culture and continuous professional development opportunities. The Bank’s employees are united by the shared commitment to develop the UAE economy, a goal which is embedded in every aspect of their work and fills them with a sense of pride. Emirates Development Bank’s vision is to be a key financial engine dedicated to the economic development and industrial advancement of the UAE.