Michael Howard

Michael Howard currently serves as Vice President and Senior Commercial Relationship Manager at First Financial Bank, focusing on delivering innovative financial solutions to clients. Prior experience includes Vice President roles at Civista Bank and U.S. Bank, where responsibilities encompassed growing client relationships, offering a wide array of financial products, and leading strategic initiatives across various banking sectors. Michael's career began with a college internship at Northwestern Mutual after earning a Bachelor's Degree in Finance from Wright State University. With a strong background in commercial banking, treasury management, and client relationship management, Michael has consistently driven revenue growth and enhanced client engagement throughout a diverse financial career.