First Bank
Susan Ralls has extensive experience in the banking industry. Susan began their career at Security Pacific Financial Services, Inc / Equity One in 1987, where they served as a Branch Manager and Lender. In this role, they managed the overall operations of the consumer finance branch, completed loan applications, approved loans within their credit authority, and recommended loans requiring higher approval authority. Susan also performed credit investigations, collected delinquent accounts, and prepared loan documentation.
In 1998, Susan joined United Bank as a Vice President / Commercial Lender. In addition to their previous duties, they managed a substantial commercial loan portfolio and participated in joint calling efforts with the branch manager.
Since 2013, Susan has been working at First Bank Virginia as a Senior Vice President. In this position, they oversee a commercial and consumer loan portfolio of over $75 million. Their responsibilities include reviewing loan applications, conducting credit investigations, negotiating loan terms, working closely with analysts on underwriting and recommending loans, and closing loans.
Overall, Susan Ralls has a wealth of experience in various roles within the banking industry, specializing in commercial and consumer lending.
Susan Ralls attended Laurel Ridge Community College from 1983 to 1994, where they completed their Associate of Science (A.S.) degree in Business Administration and Management, General. Additionally, Susan also attended the Risk Management Association-Commercial Lending School, affiliated with East Carolina University, for an unspecified period of time. There, they obtained a certification from the Commercial Lending School in the field of Commercial Banking.
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First Bank
With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why,” “who” and “how.” And we are your single financial solution. With more than 100 years’ experience on our side, we’ve carved out a singular niche. We’re one bank that’s both individualized and highly innovative. Large enough to offer everything you desire. Small enough to know you by name. Today, it’s far easier to overlook the importance of one. But at First Bank, we serve and highly value the individual. We believe one person can make a difference. One leader can set the pace. One choice can have an impact. And we’re one bank that’s here to help. First Bank There’s power in one.