FlexiLoans
Abhijeet Kumkale is currently working as a Data Science Manager at FlexiLoans. Prior to this, Abhijeet held positions such as Manager Data Science at Loylty Rewardz Mngt Pvt Ltd and Manager at HDFC Bank. Abhijeet has a Master of Business Administration degree in Information Management from K J Somaiya Institute of Management and a Bachelor of Computer Science degree from the University of Mumbai. Abhijeet has a strong background in data analysis and management, with experience in various analytical roles at companies such as Loylty Rewardz Mngt Pvt Ltd, eClerx, and Creative Global Services Pvt Ltd.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.