FlexiLoans
Ashutosh Datar is an experienced Engineering Manager who has worked in software development with a focus on Android application development. Beginning as an Intern at Baaju Mobiles, Ashutosh has since held various roles such as Software Engineer, Senior Software Engineer, Technical Lead, and now as an Engineering Manager at FlexiLoans. Ashutosh has a Master's degree in Computer Applications from Modern College and a Bachelor's degree in Computer Science from H.P.T. ARTS and R.Y.K. SCIENCE COLLEGE.
FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.