FlexiLoans
Bhupendra Nikam is a Software QA Lead at FlexiLoans since April 2019. Prior to this role, Bhupendra worked as a QA Engineer at Rubique from March 2017 to March 2019 and at GameCloud Technologies Pvt Ltd from October 2015 to February 2017. With a Bachelor's Degree in Information Technology from North Maharashtra University, Bhupendra has experience in writing test cases, test execution, deriving end-to-end scenarios, and preparing test cases for Module, Integration, and System Testing. Additionally, Bhupendra has experience in Mobile and Web Application Testing and using bug tracking systems such as JIRA, Mantis, and Bugzilla.
FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.