FlexiLoans
Harshit Dhingra is a Product Analyst at FlexiLoans, with experience in various analytical and managerial roles across different sectors. Prior to FlexiLoans, Harshit contributed as an Analyst at Better, enhancing the homeownership experience in the USA through streamlined mortgage processes. At SBI Life Insurance Co. Ltd., Harshit served as Assistant Manager in Retail Agency, collaborating with regional leadership to develop strategic plans and manage a team for achieving business targets. Harshit also held roles as a Management Trainee and a Marketing Intern at iBall India, focusing on business development and partnership opportunities for Tablet PCs. Earlier, Harshit completed a Technical Internship at Stryker, where an industry-standard cross-platform application was developed. Harshit holds an integrated MBA in Marketing and Computer Science Engineering from SVKM's Narsee Monjee Institute of Management Studies.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.