FlexiLoans
Harshita Patel has accumulated significant experience in the technology sector, currently serving as a QA Engineer at FlexiLoans since June 2021. Prior to this role, Harshita worked as a Software Engineer at CGI from September 2016 to November 2017, and as a QA Engineer at Microland Limited from June 2014 to September 2016. This diverse background in quality assurance and software engineering reflects a strong foundation in both testing and development within the industry.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.