FlexiLoans
Hemant Saklecha is an experienced financial professional currently serving as the Chief Risk Officer at FlexiLoans since October 2024. Prior to this role, Hemant held various senior positions including Head of Retail Policy and Risk and Fraud Control Unit at Hero FinCorp from July 2020 to October 2024, and Head of Credit and Policy - Rural Finance at L&T Financial Services for a brief period in 2020. Hemant's extensive background in risk management includes significant roles at IDFC FIRST Bank, DBS Bank, HDFC Bank, and ICICI Bank, focusing on retail banking, underwriting, and mortgage products. Hemant's educational qualifications include a Certified Fraud Examiner (CFE) from ACFE and a Chartered Accountant (CA) designation from the Institute of Chartered Accountants of India.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.