FlexiLoans
Preeti Koul is a Product Manager currently working at FlexiLoans since February 2024, previously holding the same position at SmartServ from February 2023 to January 2024. Prior experience includes roles as a Public Relations Coordinator for the Entrepreneurship Development Cell at the University of Pune from October 2021 to July 2023, a Product Intern at Syngenta in late 2022, and product management positions at Medtronic (January 2020 - July 2021) and Abbott (July 2018 - December 2019). Preeti obtained a Master of Business Administration in System Design & Strategy Marketing from Savitribai Phule Pune University (October 2021 - August 2023) and a Bachelor of Technology in Biotechnology with a minor in IT from Shoolini University (June 2014 - July 2018). Educational foundations include the Higher Secondary Certificate and Senior School Certificate from Vishwa Bharti Public School, Jammu.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.