FlexiLoans
Suraj Naik is a Product Manager at FlexiLoans since October 2024, with a progressive background in product management and digital marketing. Prior experience includes serving as an Associate Product Manager at Kuhoo Edufintech from November 2023 to October 2024, and a tenure in product management at LiquiLoans from July 2023 to November 2023. Suraj previously held positions at PivotRoots as an Assistant Manager and Executive in Earned Media from September 2021 to June 2023, and at ReachLocal as a Search Engine Optimization Analyst from February 2020 to August 2021. The career began as a Content Strategist at fincash.com from September 2019 to January 2020. Suraj holds a Bachelor of Engineering in Computer Science from Visvesvaraya Technological University and a Higher Secondary Certificate in Computer Science from the University of Mumbai.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.