Jon Malcolm Richards

Malcolm Richards was appointed District Director of the North Florida District Office in March 2021. He oversees the operations and implementation of SBA programs and services across the 43 county North Florida territory.

Malcolm brings a wealth of experience to the North Florida area that will be beneficial for the small business community. His experience includes over 20-years in economic development and entrepreneurial development, with a specialization in the needs of underserved and disadvantaged communities. He is an experienced commercial lender and has served as the District Director for the SBA in Kansas City, Missouri for 6-years. His expertise is instrumental to help the SBA North Florida Office continues to provide outreach and support to small business owners in the territory. His focus will be to increase lending and contracting opportunities for small businesses, especially in the underserved and disadvantaged communities.

Prior to his role as District Director for the Kansas City District Office, Richards served as the Acting Deputy District Director for the SBA New York City District Office. He has also served in the capacity as Acting Regional Administrator for the agency. He has worked in various other roles and locations with SBA including Supervisory Lender Relations Specialist, Supervisory Economic Development Specialist, and Branch Manager. Prior to his federal experience, Richards worked for three of the largest commercial banks in the nation in leadership and management proles, overseeing small business and commercial lending, investments, and strategic planning. Richards also owned and managed a small business for several years. Richards holds a Master of Arts (MA) degree as well as a Master of Business Administration (MBA).