FLOW- Ethical Credit Management
Przemek Januszaniec is a highly experienced professional in the field of credit management and risk assessment. With a background in statistics, probability theory, and economics, Przemek has held key positions in various companies, including Chief Risk Officer, Executive Director, and CEO. Przemek's expertise in credit risk management, business profitability, and strategic development has contributed to the success of the organizations Przemek has worked for.
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FLOW- Ethical Credit Management
Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in the APAC region. One-size-fits-all approach of traditional debt collection is limiting for both lenders and borrowers. Hence, redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties. Flow’s data-driven collection strategies have proven, remarkable recovery rates for top financial institutions and technology companies and we have supported over 2.8 million consumers to date. At Flow, we are committed to promoting ethical debt collection and improving financial literacy through customer education. Headquartered in Singapore, the company launched its first operations in Vietnam in 2016 and has since expanded to Indonesia and India.