Rajat Agarwal

Rajat Agarwal is an accomplished finance professional currently serving as Chief Credit Officer at Gynger since March 2025, after holding the same title at Cleo AI from September 2020 to March 2025, where the focus was on enhancing financial relationships through AI-based solutions. Prior to these roles, Rajat spent four years at LendingClub as Vice President and Head of Investor Analytics and New Acquisition Funding Strategy, contributing to the leadership team and handling multi-billion-dollar client portfolios. Rajat's career includes significant experience at Goldman Sachs as Vice President in the Financial Institutions Group, where expertise was applied in financial product structuring and advising major financial institutions. Early career roles included positions at Deutsche Bank as a Senior Analyst focused on rates trading and at Morgan Stanley as a Summer Analyst. Rajat holds a Master’s Degree in Financial Engineering from the University of California, Berkeley, and a B Tech in Electrical Engineering from the Indian Institute of Technology, Delhi.