HDFC Bank
Mr Ramesh Lakshminarayanan is the Group Head - Information Technology at HDFC Bank. Designated Chief Information Officer (CIO), Mr Ramesh will be responsible for taking the Bank’s technological transformation journey to the next level.
His role will cut across verticals at the bank. He will be responsible for technology strategy, strengthening foundational technology, enhancing the digital capabilities and harnessing new age AI/ML technology solutions for the bank.
Ramesh joins the bank from CRISIL, where he spent 3 years as Chief Technology and Information Officer. In this role, he was responsible for transformation of CRISIL’s businesses by leveraging technology, data and analytics. He joined CRISIL after a big data and analytics start-up - Pragmatix Services Pvt Ltd – that he co-founded was acquired by CRISIL in 2017.
An industry veteran with over 25 years of experience, Ramesh has held leadership positions with organizations such as Citibank, ABN AMRO Bank, and Kotak Mahindra Group.
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HDFC Bank
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HDFC Bank Limited (the Bank) is a holding company. The Bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The Bank's segments include Treasury, Retail banking, Wholesale banking and Other banking business. The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The Bank provides its corporate and institutional clients a range of commercial and transactional banking products. The Other banking business segment includes income from para banking activities.