Polina Dovman

Heka enables banks, insurers, pension providers, and other financial institutions to make faster, audit-ready decisions about individual consumers. The engine builds real-time digital identities by extracting and structuring every verifiable data point from the public web — including behavioral signals, online activity, and risk indicators. Powered by explainable AI, Heka transforms unstructured external data into actionable insights for fraud detection, credit and insurance underwriting, and consumer tracing. Delivered via a single API or batch, Heka integrates seamlessly into existing workflows and supports full auditability and regulatory compliance. By replacing outdated databases, fragmented tools, and limited internal data, Heka becomes essential infrastructure — a trust layer that supports critical decisions across the customer lifecycle, without sacrificing speed, transparency, or compliance.