Home First Finance Company (HFFC)
Kamal Narwani is a seasoned professional in the banking and finance sector with over 10 years of experience. Currently serving as Division Manager for Project Appraisals, Credit Underwriting, Risk, and Credit Operations at Home First Finance Company since December 2015, Kamal manages credit underwriting for the mortgage business and appraises builder projects. Previously, as Project Head at Triton Advisory Services, Kamal led a team in ensuring loan applications complied with US regulations. Prior experience includes serving as Unit Head for Asset Operations at ICICI Bank, overseeing retail asset repayment operations, and as Project Manager at Rhombus Technologies, ensuring compliance with mortgage standards. Kamal holds an MBA in Banking, Corporate, Finance, and Securities Law from IBS Business School.
Home First Finance Company (HFFC)
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In 2010, a brave young company rode into the wild world of Housing Finance. We got incorporated on 3rd Feb 2010 and with true grit, the new kid kicked up a storm! So much so that we got listed on the same date in 2021! What a ride it has been! Meet the teenager - HomeFirst, that refuses to grow old and boring! Co-founded by Jaithirth (Jerry) Rao, P. S. Jayakumar, and Manoj Viswanathan. We are a young, imaginative lot! Friendly, turbo-charged, inquisitive. Hungry and never satisfied with our achievements... Our focus is to provide loans to low and middle-income individuals, who want to buy or build their own homes. A majority of our customers are first-time home buyers and find it challenging to deal with bigger financial institutions for their home loan requirements. Loan amounts for these homes typically vary between ₹5 to ₹50 lakhs. We believe everyone should own their dream home! We blend technology and personalization, which makes our loan process convenient, and enjoyable for our customers. Simply put: our customers always come first. Our head office is in Mumbai, we have 300+ touchpoints, with 110+ Branches, across 13 States / UTs in India. We have served 1,00,000+ home loan customers in the affordable space and have secured a "Low Risk" ESG Rating by Morningstar's Sustainalytics. Our current AUM is ₹8,000+ Cr. with a steady CAGR of 33%! Some of our product offerings and features are listed below: - Home Loans / Home Loan Resale - Home Construction / Renovation / Improvement Loans - Loan Against Property / Mortgage Loans - Shop Loans As a brand, we continue to consolidate our positioning as a tech-driven, affordable housing finance company with a pan-India presence. Supported by the tailwinds of the housing sector, we have continuously delivered excellent results while staying true to our mission of being the - “Fastest Provider of Home Finance for the Aspiring Middle Class, delivered with Ease and Transparency.“