Andreas Clenow

For many young Americans, responsible money management is difficult: high cost of living erodes at even the strictest of budgets, leaving them unsure how to build any savings. Few are where they want to be financially, making them vulnerable to predatory practices from credit card companies and other get-rich schemes. They feel that if they’re saving for the future, they’re missing out on fun in the present, but if they’re having fun now, they’re not saving enough for the future. It’s a no-win situation. We want to help users make financial decisions that feel right for them so that money is no longer a no-win situation. The goal is to help their money align as closely as possible with the lives they want to live. We are here to foster lasting social change, cultivate healthy financial habits, and help our users to create that nest egg that is so crucially needed. We want to redefine the narrative - a radically transparent, honest, no bullshit approach to educating and nudging the next generation to the financial freedom they deserve.