Ajay Prakash Sawhney

IDBI Bank Limited offers monetary intermediation of commercial banks, saving banks, postal savings bank and discount houses. The Company provides personalized banking and financial solutions to its clients. Its segments include wholesale banking, retail banking and treasury services. The corporate/wholesale banking segment includes corporate relationship covering deposit and credit activities other than retail. The retail banking segment includes credit and deposit activities that are oriented towards individuals and small business, including Priority sector lending. The Retail Banking segment also encompasses payment and alternate channels, such as automated teller machines (ATMs), point of sale (POS) machines, Internet Banking, mobile Banking, third party distribution and transaction banking services. Its treasury services segment includes trading portfolio of investments, money market operations, derivative trading, and foreign exchange operations on the account and for customers.