Anna-Maria Angelova

Anna-Maria Angelova is a seasoned professional in the field of data modeling and credit risk assessment, currently serving as the Lead Wholesale Banking Models - Data at ING since August 2019. In this role, Anna-Maria leads a team in developing Probability of Default (PD) Internal Ratings-Based (IRB) models for the Trade Commodity Finance portfolio, providing strategic guidance on quantitative methodologies and regulatory requirements. Prior experience includes positions as a Credit Risk Modeller at Experian, where Anna-Maria developed Basel-compliant predictive models and consulted for leading European banks, and positions at the American University in Bulgaria and DSK Bank. Anna-Maria holds a MSc in Information Studies: Data Science from the University of Amsterdam and a BA in Business Administration and Economics from the American University in Bulgaria, both earned with Cum Laude honors.