Marvin Kaareste

Iute Group – established in 2008 – is a leading European fintech company. The Group specializes in consumer finance, payment services, banking, and insurance products. Iute serves customers currently in Moldova, Albania, North Macedonia, and Bulgaria, while expanding its services, geographies, and brand ecosystem. Group’s core loan products are unsecured installment loans and buy-now-pay-later loans with maturities between 3 months and 48 months and pledge-secured loans with maturities of up to 72 months. Loans are provided over the webshops, Iute’s website, MyIute app, a network of branches, merchants, and partners. Iute’s payment services vary from country to country between full-range solutions provided as a bank, and partial solutions subject to the license issued in any given country. Group operates its own ATM network that is accessible with the MyIute app. Group finances its loan portfolios with equity, with secured bonds that are on the main list of Frankfurt Stock Exchange and Nasdaq Baltic, and with deposits (as a bank inside a given country). The mission of Iute is to create the greatest experience in personal finance, by combining fintech with the warmth of the human touch. To help its customers to become financially and digitally stronger. See more: www.iute.com