Avanish Kumar Badal

Avanish Kumar Badal is a seasoned credit professional with extensive experience in underwriting and risk assessment. Currently serving as a Senior Credit Underwriter at Jar since June 2023, Avanish previously held roles at Finzy from July 2018 to May 2023, including Senior Credit Manager and Credit Manager. Recognized for maintaining credit standards with bad debts under 1%, Avanish has successfully managed the full lifecycle of loan applications, performed credit investigations, and collaborated with sales and operations teams to ensure compliance. Educational qualifications include an MBA in Banking, Corporate, Finance, and Securities Law from Christ University, Bangalore, and a BBA in Finance from Amity University. Prior internships at Vijaya Bank and Sahara India provided foundational insights into credit appraisal and corporate operations.