Gaurav Agarwal

Gaurav Agarwal is currently engaged in Credit Risk Management at Balancehero India since May 2024. Previously, Gaurav held the position of Manager - Credit Risk at Khatabook from June 2022 to December 2023, focusing on MSME Lending and Merchant Cash Advances. Gaurav's career in financial services includes roles as a Senior Data Scientist at Avail Finance, where the emphasis was on Personal Loans and Microfinance, and as a Decision Analyst at Kabbage, Inc. Additionally, Gaurav served as Assistant Manager - Credit Risk at HSBC and worked as a Decision Scientist at Mu Sigma Inc. Gaurav holds a Bachelor of Engineering in Electrical and Electronics Engineering from Birla Institute of Technology, Mesra, completed in 2014.