The Risk Management Team at Kotak Mahindra Investment Limited is responsible for identifying, assessing, and mitigating risks associated with structured lending activities to corporates and high-net-worth individuals (HNIs). This team conducts thorough analyses of market conditions, creditworthiness, and real estate funding risks to ensure sound investment decisions and safeguard the company's financial interests. They play a critical role in developing risk policies and frameworks that align with regulatory standards and the company's strategic objectives.