Paul Martin

Head, Credit Risk at Koyo

Previously Credit Risk Director at Zopa, the world’s first P2P lender, oversaw the loanbook growth from £100m to £1bn. Other senior positions held in credit risk management at large corporate financial services, American Express and Santander Cards, as well as other fintech startups, NewDay & Neyber.


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Koyo

Koyo uses machine learning to serve customers with competitively priced credit. They are the UKs first open banking powered lender. Open Banking is the secure way to give lenders or financial providers like them, access to transactional banking data. Open Banking technology is sparking disruption in the financial services sector that will benefit millions of customers in the UK. Unlike other lenders who use credit agency data, their innovative approach enables them to offer competitively priced loans, to an otherwise poorly served segment of the market.


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11-50

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