Mitesh Patel

Chief Technology Officer at Kredivo Group

Mitesh Patel currently serves as the Chief Technology Officer and Senior Vice President of Engineering at Kredivo Group, starting in January 2024. Previously, Mitesh was the Head of Engineering at Gojek from January 2020 to January 2024, where responsibilities included managing a high-performing team, overseeing recruitment for the Driver Organization, and project planning. Mitesh also held various engineering roles at RedHat, including Principal Software Engineer and Senior Software Engineer, where Mitesh contributed to translating business use-cases into actionable user stories and engaged in open source contributions. Mitesh's earlier experience includes positions at IBM ISL, Oracle India, and Infosys, spanning technical consulting and applications engineering. Mitesh holds a Bachelor's degree in Computer Science from Hemchandracharya North Gujarat University, earned between 1999 and 2003.

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Kredivo Group

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Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.


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