David Horowitz

Leading Edge was formed in April 2010 with the goal of offering a wider array of options to Plan Sponsors responsible for the efficient operation of their plans. To achieve this, we set out to become an independent payer‐advocate with the flexibility to truly act in the best interests of our clients ‐ avoiding the inherent conflicts of carrier‐owned TPAs, or ASO relationships (where the network is the TPA). We have relationships with almost all the major national networks (Aetna, Anthem, Cigna, First Health, Multiplan, etc.) as well as regional networks. This access gives us the ability to select the network which best matches the needs of each client, allowing us to find that “sweet spot” of the right combination of cost containment and participant coverage. Built from the ground up on leading edge proprietary auditing and claims processing technology, our Health Benefits Administration is administered by experts unequaled in the business. To meet our clients’ coverage needs, as well as their bottom line, Leading Edge provides the access, services, and pricing of a large company, while maintaining the intimate, highly responsive level of customer service that is part of our DNA. Our first client was a Taft‐Hartley union benefit fund, with over 300 participating employers and seven plan designs across nearly 3,000 employee lives. Since then, our family of valued clients has grown to almost 100 self‐insured entities, representing tens of thousands of insured lives, in a wide range of businesses from educational institutions, to home furnishing manufacturers, environmental testing companies, home health care agencies, and even a poultry farm.