LHV Bank
Joe Owen is a seasoned engineering professional with extensive experience in software development and technical leadership. Currently serving as Lead Engineer at LHV Bank, Joe has previously held positions as Product Developer and Shaymen Supporter at AND Digital, as well as Technical Lead and Software Engineer at BJSS. Joe's early career includes multiple roles as a Software Engineer at Thales, showcasing a strong foundation in software engineering and product development across various organizations.
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LHV Bank
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LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.