Linxo
Carine CHALMET is currently the Product Manager Wealth / Open Finance at Linxo since April 2021. Prior to this, Carine worked as the Responsable Offre et Innovation chez SPIRICA at Credit Agricole Assurances from July 2018 to April 2021. Carine also has experience as a Product Owner investment advisory tool at HSBC Retail Banking and Wealth Management from April 2006 to July 2018. Carine holds a Specialized Master in Financial Markets & Investments from SKEMA Business School. Carine has a background in asset allocations, project management, financial modelling, and product engineering. Carine is skilled in agile methodology and has a strong focus on product development and innovation.
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Linxo
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Linxo Group enables financial innovation with its open banking technologies : account aggregation (Account Information Services), Payment initiation Services, and Personal Finance Management solutions.The platform of its subsidiary Oxlin (www.oxlin.fr), a PSD2 payment institution approved by the French Competent Authority (ACPR – Banque deFrance), provides all the technologies to access bank data and initiate payments, with the agreement of the client and in a completely secure manner ( ISO 27 001 certified).Oxlin offers a wide range of solutions : from APIs (Application Program Interface) up to complete white label mobile application covering the needs from startups up to banks and insurance companies. These solutions make it possible to develop new services and new sources of income for multiple use cases: budget management, account aggregation, improved loan experiences, accounting, loyalty, payment initiation, etc.The Linxo subsidiary (www.linxo.com) offers an intelligent financial assistant available through a mobile application, already installed and used by more than 3 million users in France. The free Linxo app allows everyone to have an overview of their finances and makes their money management smart & simple.