Mahindra Finance
Chayan Ghosal has a diverse work experience in the finance and transportation industry. Chayan started their career at Shriram Transport Finance Company Limited in 2008, where they held the position of Regional Product Head, focusing on the growth and development of the Heavy Commercial Vehicle and Machinery Finance segment in the East Region. Chayan was responsible for planning and executing marketing and promotional activities, managing the portfolio for better collections, NPA reduction, and hard recovery.
In 2015, Chayan joined Ola (ANI Technologies Pvt. Ltd) as the Head of Supply Alliances, where they were involved in strategic initiatives and managing supply alliances until 2016.
Since 2016, they have been working at Mahindra Finance. Initially, they were the Head of Product & Process for Car Loans, where they contributed to the development and improvement of the car loan business. Currently, they hold the position of Deputy Vice President & Circle Head - West (Car Loans) at Mahindra Finance, where they are responsible for heading the Car Loan business for the West Circle.
Chayan Ghosal completed a PGDOM in Operations Management from The Ohio State University Fisher College of Business in 2019. Prior to that, they earned an Engineer's Degree in Biotechnology from Bharath University, Chennai, from 2004 to 2008. Chayan's high school education was at K.V. Farakka, where they studied Science from 2003 to 2004.
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Mahindra Finance
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Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the Company has over 9.3 million customers and has an AUM of over USD 11 Billion. The company is a leading vehicle and tractor financier and also offers other products like Fixed Deposits and SME Loans. The company has over 1,367 offices and reaches out to customers spread over 3,80,000 villages and 7,000 towns across the country. Mahindra Finance is the only Non-Banking Finance Company from India to be listed on the Dow Jones Sustainability Index in the Emerging Market Category 2019. The Company's Insurance Broking subsidiary, Mahindra Insurance Brokers Limited (MIBL), is a licensed Composite Broker providing Direct and Reinsurance broking services. Mahindra Rural Housing Finance Limited (MRHFL) a subsidiary of Mahindra Finance provides loans for purchase, renovation, construction of houses to individuals in the rural and semi-urban areas of the country. Mahindra Manulife Investment Management Private Limited (MMIMPL), a subsidiary of Mahindra Finance, acts as the Investment Manager for Mahindra Manulife Mutual Fund. The Company has a JV in the US, Mahindra Finance USA LLC, in partnership with De Lage Landen, a subsidiary of Rabo Bank, for financing Mahindra vehicles in the US.