Karmen

Senior Director, Originations -- Development Finance Group at MCAP

Karmen Ma has extensive work experience in the finance industry, with a focus on real estate. Karmen currently holds the position of Senior Director, Originations in the Development Finance Group at MCAP since February 2020. Prior to that, they worked at CIBC for a total of ten years, starting in 2010. At CIBC, they held various positions including Director, Senior Manager, Manager, and Associate in the Real Estate Finance Division, as well as Manager in the Real Estate Credit Risk Management. Karmen also worked briefly as a Commercial Underwriter at Community Trust Company in 2010 and as an Account Manager in Real Estate Lending at Canadian Western Bank from 2007 to 2010. Earlier in their career, they gained experience as an Educator at lululemon athletica from 2002 to 2007 and as a Property Information Collector at BC Assessment from 2005 to 2006.

Karmen Ma has a Bachelor of Commerce degree in Real Estate and International Business from The University of British Columbia. Karmen also attended The University of Hong Kong, but their degree and field of study are unspecified.

Location

Toronto, Canada

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MCAP

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MCAP is an independent Mortgage Finance Company with over $150 billion in assets under management providing mortgage solutions for residential and commercial properties. Founded in 1981, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a homeowner's best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada. MCAP Service Corporation Ontario Mortgage Brokerage #10515 Ontario Mortgage Administrator #11692 MCAP Financial Corporation Ontario Mortgage Brokerage #10600 Ontario Mortgage Administrator #11790