Mechanics Bank
Namrata Sharma has extensive experience in the banking industry, with roles ranging from Lending Specialist at Bank of America to Lead Commercial Loan Analyst at Mechanics Bank. Namrata has expertise in underwriting new credit requests, managing portfolios of various loan types, and working closely with Relationship Managers to ensure successful loan documentation and closings. Namrata'sresponsibilities have included financial analysis, cash flow analysis, market analysis, and evaluating credit risks for commercial real estate loans and owner-occupied loans. Namrata has successfully managed large portfolios and achieved significant sales targets in asset recovery and lending services throughout their career.
Namrata Sharma obtained a B.S. in Business Administration with a Finance Option from California State University - East Bay in the year 2000.
Mechanics Bank
Mechanics Bank (the Bank) is a provider of a range of financial services. The Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services. The Bank operates approximately 33 offices in Contra Costa, Alameda, San Francisco, Marin, Napa, Placer, Sacramento, El Dorado and Santa Barbara counties. Its two subsidiaries are the MacDonald Auxiliary Corporation and The Mechanics Bank Community Development Corporation. The business purposes of the subsidiaries are lending and community development activities and holding deeds of trust securing loans made by the Bank and its subsidiaries. The Bank's loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, installment loans and lease financing. Its deposits include non-interest-bearing demand deposits, interest-bearing transaction accounts, and savings and time deposits.