Mechanics Bank
Randy Melby joined Mechanics Bank as Chief Risk Officer in July 2021. Randy oversees the administration of the Bank’s enterprise-wide risk management policies and practices and the risk governance framework. Randy brings over 35 years of leadership experience in audit, loan operations, and risk management. Prior to joining Mechanics Bank, he served as Chief Audit Executive at USAA and Chief Risk Officer at BankUnited. He has also held executive-level positions at PwC, Washington Mutual, and Wells Fargo.
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Mechanics Bank
Mechanics Bank (the Bank) is a provider of a range of financial services. The Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services. The Bank operates approximately 33 offices in Contra Costa, Alameda, San Francisco, Marin, Napa, Placer, Sacramento, El Dorado and Santa Barbara counties. Its two subsidiaries are the MacDonald Auxiliary Corporation and The Mechanics Bank Community Development Corporation. The business purposes of the subsidiaries are lending and community development activities and holding deeds of trust securing loans made by the Bank and its subsidiaries. The Bank's loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, installment loans and lease financing. Its deposits include non-interest-bearing demand deposits, interest-bearing transaction accounts, and savings and time deposits.