Mechanics Bank
Stephane Musacchio has a strong background in underwriting various types of loans, including FHA, VA, Conventional, and government loans. With experience spanning over two decades in the mortgage industry, Stephane has held positions such as Operations Officer, Loan Officer, and Corporate Underwriting Manager. Currently serving as a RE SCL Underwriting Manager at Mechanics Bank, Stephane ensures compliance with agency guidelines and timely assessment of loan quality and documentation. Stephane's education includes a BA in Political Science and Accounting from Sonoma State University.
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Mechanics Bank
Mechanics Bank (the Bank) is a provider of a range of financial services. The Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services. The Bank operates approximately 33 offices in Contra Costa, Alameda, San Francisco, Marin, Napa, Placer, Sacramento, El Dorado and Santa Barbara counties. Its two subsidiaries are the MacDonald Auxiliary Corporation and The Mechanics Bank Community Development Corporation. The business purposes of the subsidiaries are lending and community development activities and holding deeds of trust securing loans made by the Bank and its subsidiaries. The Bank's loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, installment loans and lease financing. Its deposits include non-interest-bearing demand deposits, interest-bearing transaction accounts, and savings and time deposits.