Merchants National Bank
Nick Brown is an experienced banking professional with a robust background in commercial and retail lending. Currently serving as a Commercial Lender/Ag Lender at Merchants National Bank since June 2025, Nick previously held various roles at First State Bank from January 2013 to June 2025, including AVP/Retail Market Lender and Regional Relationship Manager, focusing on business development for consumer, commercial, and residential mortgage transactions. Prior experience includes a Compliance Officer role and Management Associate position at The Park National Bank, where responsibilities spanned consumer lending, deposit operations, facilities, customer service, and mortgage lending. Nick began their banking career in collections and customer service roles at Park National Bank. Educational qualifications include a Bachelor of Business Administration obtained from Franklin University between 2001 and 2003.
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Merchants National Bank
Established in 1879, the Merchants National Bank is an independent institution built upon a foundation of financial strength and customer service. The employees of the Merchants National Bank specialize in providing exceptional service on a personal level. We are large enough to provide financial products at competitive prices yet small enough to know our customers. We offer Real Estate, Construction, Bridge, Commercial and Installment loans, all designed to meet your needs! The deposit products and services we provide have all the benefits and features you desire. We offer No Service Charge Checking, Interest Bearing Checking, Money Markets, Savings, C.D.' s, also ATM and Debit Cards, Overdraft Protection, Online Banking and Bill Payment. The Merchants National Bank has seventeen convenient offices to serve you in Ohio: three in Hillsboro, two locations in Greenfield, and one location in Washington Court House, London, Mt. Orab, Springfield, Batavia, Georgetown, Marysville, two locations in Wilmington, two locations in Logan, and one in Athens. We have ATM's at sixteen of our locations. Each of our offices is individually and locally managed. Our philosophy is simple: We are a family of independent minds making local decisions which keeps us very close to the customers we serve. In an extremely competitive environment, this fact really makes the difference.