Modab Insurances Services, Inc.
Joanne Gonzales is an experienced insurance professional, currently serving as the Senior Commercial Lines Account Manager at Modab Insurance Services, Inc. since January 2021. Prior to this role, Joanne worked as a Risk Advisor at Morris & Garritano from August 2019 to January 2021 and spent over 16 years at Brown & Brown Insurance, where Joanne held the position of Vice President. Initial career experience includes roles as a Personal Lines Account Manager at M.F.C.& V Insurance Services and Charles Walker Insurance, specializing in auto insurance, as well as at Harry Morris Insurance. Joanne's educational background includes certifications from The National Alliance as a Certified School Risk Manager and Certified Insurance Service Representative, along with coursework at Allan Hancock College.
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Modab Insurances Services, Inc.
At Modab Insurance Services, Inc. we are an Independent Insurance Broker that works for our clients, not the carriers. We have relationships with hundreds of different carriers and we utilize our wide access to the marketplace to make sure you get the best coverage for the best price available. We value relationships with people above all else and we strive for honor and integrity in everything we do. SPECIALTIES We have experienced insurance experts who access to a wide network of insurance carriers. We can help you with almost any of your coverage needs. That said, there are some industries we like to focus on and have developed a ton of domain-specific knowledge in. One of our main insurance specialties is Construction projects and all their related parts. We insure everything from contractors to developers to building owners from the start of a project through ten years down the line. For example, we help provide: • Construction Insurance • Contractors Insurance • Development Insurance • Builder's Risk Insurance • Project Specific Insurance • Building Owner's Insurance • Course of Construction Insurance Another industry we know a lot about insuring is the Service industry. In particular, we have helped many Restaurants, Bars, and Night Clubs make sure their business is covered with all the legally required and generally recommended insurance policies they need. For instance, we help provide: • Restaurant Insurance • Bar Insurance • Night Club Insurance • Workers Compensation Insurance • Business Owners Package • Liquor Liability • Employment Practices Liability Insurance We also regularly help insure Professional Service providers such as Law Firms, Real Estate Brokers, or Building Owners. In addition, we regularly work with high net worth individuals for Personal Insurance, such as high-value home, auto, umbrella, life, etc.