Moneda is a stablecoin banking app built for a global, modern economy.
We combine the security of traditional finance with the flexibility and speed of blockchain — giving people around the world better ways to store, send, exchange, and grow their money.

With Moneda, users can:
1. Deposit EUR or USD and convert instantly in-app
2. Earn higher APY than with traditional banks 
3. Move money globally — fast, low-cost, and without any hidden fees
4. Withdraw anytime, anywhere, with no delays or middlemen

Behind the scenes, Moneda uses USDC and supplies it to Morpho, a trusted and battle-tested decentralised lending protocol, generating real-time returns that outperform traditional banks. Your balance compounds automatically, and everything is visible through a simple dashboard.

Whether you’re a freelancer in Europe, a remote worker abroad, or anyone managing money across currencies, Moneda lets you bank without borders — all from your phone.

We’re also MiCA-ready and GDPR-compliant, ensuring the highest regulatory alignment across the EU and beyond!

Stable, secure, and simple — Moneda is what money should feel like.



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