Ca. Umadevi Pazhoor Unnikrishnan

Chief Risk Officer (cro) at Muthoot Capital

Umadevi Pazhoor Unnikrishnan has a diverse work experience spanning over 23 years. CA. Umadevi currently serves as the Chief Risk Officer (CRO) at Muthoot Capital Services Ltd in India. Prior to this, they worked at YES BANK as an AVP Risk Mid Corporate. CA. Umadevi also gained valuable experience at Dhanlaxmi Bank Limited, where they held various roles including Senior Risk Manager and Senior Manager Credit Risk. Umadevi's expertise in risk management and credit analysis is further demonstrated by their previous roles at Reliance Capital and ICICI Bank as a Credit Manager. CA. Umadevi began their career at Victor Grace & Co as an Article Trainee and has also worked as a Partner-Private Practice at GSPU & Associates. Additionally, Umadevi has experience in executive leadership as an Executive-Team Leader at Managed Information Services Pvt. Ltd and as a Functional Consultant at Aadhitya Info Park Co. Ltd. CA. Umadevi'swork experience showcases a strong understanding of risk assessment, credit analysis, and financial management.

Umadevi Pazhoor Unnikrishnan's education history begins in 1996 when they attended The Ethiraj College for Women/ Madras University and obtained a Bachelor of Commerce (BCom) degree. CA. Umadevi then pursued Chartered Accountancy from the Institute of Chartered Accountants of Commerce and completed their degree in 2003.

In addition to their formal education, Umadevi Pazhoor Unnikrishnan has also obtained certifications in various areas. CA. Umadevi has achieved certifications in Caiib from IIBF, Limited Insolvency Examination from the Insolvency & Bankruptcy Board of India (IBBI), and Risk Certification from IIBF. However, the specific months and years when they obtained these certifications are not provided.

Location

Ernakulam, India

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Muthoot Capital

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Muthoot Capital Services Limited is a deposit taking non-banking financial company (NBFC). The Company is engaged in financing for purchase of automobiles, including two wheelers, against hypothecation of the respective vehicles, and granting of personal/business loans against demand promissory notes. The Company is also engaged in buying loan portfolios from other NBFCs financing the two wheelers/small business/micro finance sector. The Company's portfolio includes commercial and consumer finance products, such as vehicle loans, gold loans, loans against property, bonds, deposits, investment products and advisory services. The Company also disburses loans against property, shares, gold exchange-traded funds (ETFs), small and medium enterprises (SME) loans, mortgage loans, leasing and hire purchase loans, and bill discounting. The Company has presence in the non-banking financial sector in rural and semi-urban areas. The Company operates primarily in India.


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Headquarters

Kochi, India

Employees

1,001-5,000

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