Muthoot Capital
Justin J Therattil is a seasoned professional with extensive experience in business intelligence, strategy, and finance. Currently serving as Manager - Business Intelligence & Strategy at Muthoot Capital Services Ltd since September 2023, Justin previously worked as an Analyst at Standard Chartered from December 2021 to August 2023. Prior roles include Senior Officer in the Digital Banking & Third Party Products department at ESAF Bank, where responsibilities included handling MIS for the team and overseeing pan-India branches, as well as a position in the Retail Assets department. Justin's career began at EMKE Group as Senior Accounts Payable and included an earlier role as Internal Auditor at Manappuram Asset Finance Limited. Academically, Justin holds a Bachelor of Commerce in Accounting and Finance from St. Thomas' College and an MBA in Finance from Sikkim Manipal University.
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Muthoot Capital
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Muthoot Capital Services Limited is a deposit taking non-banking financial company (NBFC). The Company is engaged in financing for purchase of automobiles, including two wheelers, against hypothecation of the respective vehicles, and granting of personal/business loans against demand promissory notes. The Company is also engaged in buying loan portfolios from other NBFCs financing the two wheelers/small business/micro finance sector. The Company's portfolio includes commercial and consumer finance products, such as vehicle loans, gold loans, loans against property, bonds, deposits, investment products and advisory services. The Company also disburses loans against property, shares, gold exchange-traded funds (ETFs), small and medium enterprises (SME) loans, mortgage loans, leasing and hire purchase loans, and bill discounting. The Company has presence in the non-banking financial sector in rural and semi-urban areas. The Company operates primarily in India.