Muthoot Fincorp Ltd.
Ramesh Muthuswami is an experienced finance professional currently serving as the Head of Business Risk and Rewards at Muthoot Fincorp Ltd. since April 2024. Previously, Ramesh held the position of Head of Credit & Risk at Ananya Finance For Inclusive Growth Private Limited from July 2021 to March 2024, overseeing credit quality within the loan portfolio. Ramesh also founded Finsights Consultancy & Training, providing rating advisory and executive training in collaboration with CRISIL Ltd. From October 2008 to May 2019, Ramesh served as Associate Director at CRISIL Ltd., managing a team and a diverse client portfolio in the financial services sector. Earlier roles include Assistant General Manager at IDBI Bank and Manager positions in corporate banking and credit appraisal. Ramesh holds a Chartered Accountant degree from The Institute of Chartered Accountants of India and a Bachelor of Commerce from Madurai Kamaraj University.
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Muthoot Fincorp Ltd.
Muthoot FinCorp Limited (MFL) is the flagship Company of the Muthoot Pappachan Group . MFL is Financial Services SuperHouse or you call it PowerHouse! A market leader in the gold loans business Muthoot FinCorp has over 3,600 branches spread across the cities, towns and villages of India, the Company serves more than 75,000 customers a day. Muthoot FinCorp’s long-standing experience,expertise and stronghold in the semi urban and rural areas has enabled the Company to provide quick, customized finance options and investment products, maximizing returns to the population. The loan products of Muthoot FinCorp are uniquely structured to serve people who do not have easy access to mainstream commercial banks. MFL counts the satisfaction and long-service of its people as a cornerstone of its success. Fostering teamwork, nurturing creativity and rewarding commitment are systematically and professionally managed. Excellence and innovation are encouraged and rewarded. Ensuring Muthoot FinCorp's people remain at the competitive edge, best practice in the area and unique motivational programs are regularly carried out.