Gautam Agarwal

VP Lending Analytics at Navy Federal Credit Union

Gautam Agarwal is an accomplished finance professional with extensive experience in lending analytics and credit risk management. Currently serving as Vice President of Lending Analytics at Navy Federal Credit Union since April 2021, Gautam leads a team of over 80 members and oversees a lending portfolio exceeding $150 billion, focusing on credit risk strategy, loan loss forecasting, and risk management. Previously, as Director in the Consumer Finance Group at PriceWaterhouseCoopers LLP, Gautam supported audits and validation engagements for Banking and Capital Markets clients. Gautam's career also includes key roles in credit risk analysis at Wachovia, business analysis at EdenTree Technologies and Answer Financial Inc., and a foundational role in software engineering at Infosys Technologies. Gautam holds an MBA in Finance and a Master’s degree in Operations Research from UCLA, along with a Bachelor of Engineering in Industrial Electronics.

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Navy Federal Credit Union

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Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 23,000 employees. As a credit union, they have members, not customers. At their campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in more than 345 branches, they serve the men and women of the Armed Forces, Department of Defense, veterans and their families.


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10,000+

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